AgriPlan and BizPlan are medical pre-tax plans, specifically for self-employed individuals.
AgriPlan/BizPlan is not insurance; rather, it is the benefit vehicle that allows
self-employed individuals to pay for their medical expenses with pre-taxed dollars
and turn 100% of their medical expenses into a full tax deduction for their business.
This plan is ideal for entrepreneurs who file as a corporation; they are able to
offer this pre-tax medical benefit to themselves. If you are a sole-proprietor or
an LLC and your spouse assists with the business, you would provide this benefit
to your employed spouse (this is necessary because AgriPlan/BizPlan is considered
an "employee benefit"). Besides allowing 100% of your family's medical premiums
and expenses to be paid for with pre-tax dollars, the benefit is also a full tax
deduction for your business.